Best term software for free download

Rental Calendar is a rental management application that will help renters keep track of rental units, plan to rent out resources, calculate and show term of lease, helping you to make decisions quickly. Search, export, backup options are available.
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Discounted Cash Flow Analysis Calculator performs a quick analysis of 14 cash flow series using 5 different discount rates per series.
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YearPlanner manages, organizes, and presents calendar based events-data for individuals, groups, and organizations. It can be used as a diary, scheduler, project management tool. It uses the classic Year Planner layout.
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ActionOutline Lite helps you organize your bits of info into the intuitive outline form. The possibilities for its use are practically endless: to-do lists, recipes, project notes, personal contacts, bookmark lists, reports, term papers and more.
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The Chinese Lunar Calendar is a solilunar calendar, consisting of months corresponding exactly to lunar cycles and years which stay more-or-less in sync with seasonal years. The structure of the calendar depends on the exact times of certain astronomical events, principally dark moons and winter solstices.

The solar calendar consists of a series of seasonal years which are divided into 24 "solar terms". The lunar calendar consists of a series of years which are divided into 12 or 13 lunar months. A solar year always begins at the (northern) winter solstice. A lunar month always begins on the day of a dark moon.

Chinese Calendrics is used to do the following:

To convert between dates in the Chinese solar and lunar calendars and dates in the Common Era and Julian calendars.
To calculate the date of New Year's Day in the Chinese lunar calendar.
To ascertain the Western dates of the starts of all lunar months in a year in the lunar calendar.
To find leap months in the lunar calendar.
To find the Western dates corresponding to Chinese anniversaries (e.g., birthdays).
To move forward or backward from a given date (and time) either by a period such as a month (Western or Chinese) or by any number of days.
To calculate the phase of the Moon for any time within a 6000-year period.
To search for the next or previous full moon, dark moon, lunar quarter, solar term or solstice or equinox of a certain type.
To search for a solstice or an equinox in combination with a dark moon or a full moon.
To search for the next or previous day, month or year with a certain element-animal correspondence (e.g., the next water-rabbit year or the next fire-chicken day).
To find days for which the element-animal is the same for day, month and year.
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Compare 135 loans at once with Loan Spread Calculator Pro. See the big picture with a unique perspective on borrowing money! Then look at the details with the new Loan Summary feature which drills down into the details of any loan you choose.

The Loan Summary details the Amount Borrowed, the Payment Frequency, the Term, Annual Interest Rate, Payment (Principal and Interest), Payment (Principal, Interest, Taxes and Insurance), Total Principal Paid, Total Interest Paid, Total Principal and Interest Paid, Total Taxes Paid, Total Insurance Paid, Total Taxes and Insurance, and Total Paid Over the Term (Principal, Interest, Taxes and Insurance).

It automatically displays financial answers on a 2-dimension grid as you enter or update loan variables. You may easily view grids of loan amounts, interest rates, terms in months, or payment amounts based upon your loan variables. Loan Spread Calculator Pro now provides the ability to easily calculate loan scenarios based upon variable payment frequency! Offers Daily 365/year, Daily 360/year, Weekly, Biweekly 26/year, Bimonthly 24/year, Monthly, Quarterly, Biannual, and Annual payment periods. Loan Spread Calculator Pro is a financial calculator designed for Win9x/ME/NT/2000/XP systems.

It offers integrated help, provides automatic hints, accomodates all Regional Settings, is large and small font compliant, offers Wheatworks Software, LLC's new integrated Upgrade Center for easy, free, online updates, and includes a user-friendly registration system. This update includes a Fraction/Decimal Interest Conversion Chart, a Popup Calculator and Tips.
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We all know that we should take breaks during prolonged periods of monitor use, but what is really happening when we overexert our eyes? Staring at your monitor can lead to a variety of ailments, including headaches, eyestrain, blurred vision, dry and irritated eyes, slow refocusing, neck and/or backache, sensitivity to light, double vision and color distortion - all common symptoms of a condition known as Computer Vision Syndrome (CVS). Maintaining the vision of your employees makes economic sense. Better vision results in increased work efficiency and happier, more comfortable employees. It is a win-win proposition for employers. Install EyeShield at your work stations.
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Program Description: BIWEEKLY AMORTIZATION
THE BANKERS' SECRET IS REVEALED!!!
This program is a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT by the lending institution at the time of payment.
Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.
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Rental Calendar is designed for individuals, small and mid-sized businesses, operating in the rental market. With this software, renters can organize rental activities, keep track of rental units and plan to rent out resources, avoiding associated problems. The program has a handy interface to calculate and show the term of lease, professional events, helping you to make decisions quickly without having to search in endless paper notes, looking for time available for rent. The program has searching and sorting options to let users easily handle records.

Rental Calendar is great to store and keep track of calendars for unlimited number of rental units, such as DVD disks, cars, bikes, boats, scooter, planes, houses, etc. With only one mouse click, you can back up or protect the database with a password. What's more, the Calendar database can be copied to a USB flash drive for security or simply to move it to another computer. Date Navigator lets you view records for any particular day with a click on the day in the calendar. There is also an opportunity to prepare reports for printing or exporting to other formats: XML, HTML, XLS and TXT. Rental Calendar supports all Windows OS.
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Finance Helper 2001 - This program contains the following financial functions: a calculator with loan-comparison capability for various interest rates and term length. Another calculator for determining affordability for mortgage or auto loans, and an actuarial calculator as well as a regular calculator. Finally, there is a budget function to plan out your monthly and yearly budget.
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KGB'secrets™ Standard Personal Edition. Self-development software KGB'secrets™ is based upon some of secret technologies. It will help you to develop your general attention, visual memory, multiple objects tracking, logics, visual processing speed, short term (working) memory, to increase your brain capacity and much more. You can learn the basic spy habits for some days, you just have to do three simple exercises (Statics, Transpositions, Flashes).
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