Best spending software for free download

You say you don't have the discipline to control your budgeting? With Home Bookkeeping, it's a snap! It's your chance to finally become a savvy spender and protect yourself from the danger of debt.
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Create an easy to use household budgeting plan and recover 10% a month from your income from hidden spending, have multiple budget plans open (great for extended families). Add the items and the Budget Planner V2 will do all the calculations for you.
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AceMoney makes it easy to manage multiple accounts of different types, create and manage budgets, juggle finances in multiple currencies, track spending habits, record expenses, transfer among accounts and do on-line banking.
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Does your child play on a computer for a whole day? Spending to much time at the computer can be a quite harmful for his health and even may cause some physical and mental diseases. TimeLock helps you to protect him from this danger.
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Personal Finances is an ultimate helper when your profits increase but no changes are seen in the standard of living. This problem is usually of paramount importance for graduating students with first working experience and nearly all families with limited home budgets. The smart tool will help you track all expenses and analyze the efficiency of using the family budget resources.

The features which make Personal Finances unique in its category are total simplicity and clearness. You can see at once from the summary view the way your money was spent, total sum and percentage structure for categories, balance on accounts, as well as overall balance. There is no need to scrutinize the reports in order to analyze your financial condition. The program is supplied with ability of logging regular transactions automatically. You may also install and run the application from the USB flash drive; consequently, your "personal accountant" will be portable and always at hand!

Personal Finances has a user-friendly multilingual interface, scheduler, password protection and a very useful ability of adding expenses in one click. It has an option of exporting data to txt or CSV files, as well as importing. The application has a multi-base support and allows you to create an unlimited number of data bases. Detailed information on all transactions is available for any time period.

Personal Finances excludes the mere possibility of transaction classification problems to occur. It has an unlimited number of sections, categories, subsections etc. Despite the number of currencies already supported the application allows users to add more currencies, stipulating the exchange rate. Personal Finances includes abilities of sorting by any field and grouping by transaction names. The program runs under Windows 95/98/ME/2000/XP/Vista and has multilingual User Interface (English, German, Dutch, Italian, Spanish, Danish, Russian, Swedish, Slovak, Hungarian, Portuguese and more).
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By knowing where your money is coming from and going to you can easily construct a budget from the information you provide. Track income, expenses and savings. Sort expenses by category and type. You may be surprised to find that you are wasting money needlessly. Average category spending by day, week, month and year. View colored graphs of activities. Print reports and graphs. Use predefined reports or create your own. Includes features such as closing out a year, recurring items, frequently used notes and can be password protected if desired. Search and sort data several ways. If you are serious about getting control of your finances this is a must have tool.
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Stash is personal productivity software designed to help you understand how much you spend and where it's all going. Stash is not account driven but spending driven. Using a one-click-away web style interface, Stash tracks what you spend and has an Analysis section to help you understand where it's all going. The person who will use Stash can: Make a Budget with a detailed schedule that works out exactly when money is due to go out or come in, enter receipts that you have spent to keep track of where the money is going with My Cash Flow, analyse spending habits by comparing budgeted amounts to actual amounts, forecast using the My Cash Flow section and Analysis section in order to make planning for the future easier, go back into the past and track what you have spent with My Cash Flow, and use helpful tools for calculating Loan and Savings plans. Stash is designed to help you do one thing, understand where you money is going, where it has been and where it will go. The point of the software is help you make complex financial decisions based on a good sound understanding of where your money is going.
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AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Hungarian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting.

With AceMoney, you can manage multiple accounts of different types: checking, savings, credit cards, loans, debt accounts, etc. You can even create your own specialized account types, such as cash allowances for the kids!

AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values.

Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter.

Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting!
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AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Hungarian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting.

With AceMoney, you can manage multiple accounts of different types: checking, savings, credit cards, loans, debt accounts, etc. You can even create your own specialized account types, such as cash allowances for the kids!

AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values.

Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter.

Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting!
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Website Block software utility allows you to block unwanted websites from display in Internet Explorer. If a website is blocked the user is forwarded to a blank page and the contents of the page are not loaded on your PC. Stop loading banners and ads, block Myspace and Facebook, block your kids from spending hours in chat rooms or remove undesired websites from their view. The software includes password protected mode so that other computer users can not modify the list of blocked sites and capability of saving and loading lists of blocked URLs or keywords. Software access and uninstall password protection are included.
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JFrameBuilder is an easy-to-use visual Java GUI Builder for Java Swing applications.
It provides the application GUI solution for Java developers. The Java GUI designer enables Java developers to create sophisticated GUI applications using drag-and-drop interface without spending a lot of time writing code.

Features:
- What you see is truly what you get.
- Generates human readable Java code.
- Generated Java code doesn't require any additional library to compile and run.
- Retrieves GUI design from Java source code.
- Sets component properties and event handling methods with easy understandable interface.
- Supports 4 kinds of layout manager for the JPanel.
- Ability to set Look&Feel at any time.

JFrameBuilder supports these components:
JFrame, JInternalFrame, JDialog, JSplitPane, JScrollPane, JTabbedPane, JPanel, JSeparator, JProgressBar, JSlider, JSpinner, JTree, JTable, JList, JComboBox, JTextPane, JEditorPane, JTextArea, JPasswordField, JTextField, JLabel, JCheckBox, JRadioButton, JToggleButton, JButton.

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Personal Finances is an ultimate helper when your profits increase but no changes are seen in the standard of living. This problem is usually of paramount importance for graduating students with first working experience and nearly all families with limited home budgets. The smart tool will help you track all expenses and analyze the efficiency of using the family budget resources.

The features which make Personal Finances unique in its category are total simplicity and clearness. You can see at once from the summary view the way your money was spent, total sum and percentage structure for categories, balance on accounts, as well as overall balance. There is no need to scrutinize the reports in order to analyze your financial condition. The program is supplied with ability of logging regular transactions automatically.

Personal Finances has a user-friendly multilingual interface, scheduler, password protection and a very useful ability of adding expenses in one click. The application has a multi-base support and allows you to create an unlimited number of data bases. Detailed information on all transactions is available for any time period.

Personal Finances excludes the mere possibility of transaction classification problems to occur. It has an unlimited number of sections, categories, subsections etc. Despite the number of currencies already supported the application allows users to add more currencies, stipulating the exchange rate. Personal Finances includes abilities of sorting by any field and grouping by transaction names. The program runs under Windows 95/98/ME/2000/XP/Vista and has multilingual User Interface (Czech, English, German, French, Dutch, Italian, Spanish, Danish, Russian, Swedish, Slovak, Hungarian, Portuguese, Estonian, Turkish).
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Each time your employee prints a document, it costs your business anywhere between 1 and 5 cents, depending on paper format, type of printer, number and "amount" of colors used and so on. Color "photographic quality" copies can cost several times more. Even if you are running a midsize operation (50 people or less) and each employee prints only a few copies of personal correspondence or any other document not directly related to business each month, the total cost over a year amounts to hundreds, even thousands dollars. Can your business afford this?
You can now eliminate unnecessary expenses by installing Print Censor and setting individual printing quotas. Naturally, a secretary or an accountant may need a higher limit than other employees - that's why Print Censor is set to be very flexible. The quota can also be easily increased when workload increases.
Luckily, most employees are responsible and mature individuals who understand proper work ethics, eliminating the need to control them. But Print Censor can come in handy here as well. The software gathers valuable statistics about each print job: user name, computer name, document name, date and time, number of pages, number of copies, volume in bytes, priority status, paper size, color, whether it is duplex or not. After detailed analysis, you can decide how you can bring total expenses down by simply showing each employee his or her printing activity report.
Print Censor is very simple and beginner-friendly. The program uses step-by-step setup, which means that any user can easily install and run the program. Print Censor is distributed electronically over the Internet and is free to try! Download your copy now and start saving money right away.
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Earning money and having it is not the same! Careless spending and lack of budgeting skills plague millions of families worldwide. My Budget Keeper will help you budget and track your expenses in order to put you on the path to financial health and stability. The software is compact, brainlessly simple and extraordinary effective.

My Budget Keeper can be used both as a personal expense tracker and family budgeting tool.

The program has four modules - Incomes, Expenses, Persons and Reports.

The Incomes panel shows family finances and available funds. Here, you can indicate sources and amount of the incoming money. The second panel (Expenses) shows all purchases made and payments done by different family members within a specified time period. This panel allows you to make a comment for each expense, like what kind of purchase was made, whether credit card was used and if this expense was "personal" (i.e. intended for this individual) or for the entire family (as in paying utility bills or buying a new air conditioning unit). The Persons panel is used to enter different family members. The last panel, Reports, is the core and the essence of the program.

My Budget Keeper offers four basic reports with graphs available. The Persons report shows who is the biggest spender in your family and who is the thriftiest person. In addition, you can see what portion of family income goes toward family purchases. The Expenses report offers a detailed break through of your spending habits, showing where most of the money goes to. You can also compare your expenses on a month-to-month basis. The other two reports are the Incomes report and the Incomes/Expenses report. Extra options for customizing graphs are available.

My Budget Keeper is noticeably uncomplicated and has a very low learning curve, which makes it perfect for unsophisticated PC users. The software isn't bloated with extraneous unnecessary options and is very reasonably priced.
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