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Best savings software for free download

Expense Tracker 2.0
With Expense Tracker, a few simple clicks will enable you to keep accurate track of your periodic expenses and understand where your income goes. Expense Tracker can help you manage your expenses much more easily than the old pencil and paper method.
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IntelliPenny 1.2.5
IntelliPenny is the easy way to manage your personal finances and budget for future expenses. IntelliPenny implements the Envelope Budgeting System allowing you to decide where your money will be spent and allocating funds accordingly.
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APSW Budget Planner 2.13
Create an easy to use household budgeting plan and recover 10% a month from your income from hidden spending, have multiple budget plans open (great for extended families). Add the items and the Budget Planner V2 will do all the calculations for you.
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AceMoney for Pocket PC 1.1.1
AceMoney makes it easy to manage multiple accounts of different types, create and manage budgets, juggle finances in multiple currencies, track spending habits, record expenses, transfer among accounts and do on-line banking.
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Energy Lens - Energy Management Software 1.6
To help businesses to save energy, Energy Lens makes it easy to analyze energy data in Excel. Businesses can save energy by using Energy Lens to find waste and to track changes in their energy performance (to see if they are becoming more efficient as time goes on).

By taking advantage of the interval energy data that's readily available to most commercial and industrial buildings (e.g. half-hourly data, 15-minute data), Energy Lens can usually bring significant cost-savings with minimal effort. It's a highly effective energy-management solution for businesses, and a powerful data-analysis tool for energy professionals.

Energy Lens deals with a range of interval data: 10-minute data, 15-minute data, 20-minute data, half-hourly data, and hourly data are all catered for. Buildings with modern metering can obtain this data from their energy supplier (utility company), or from their in-house metering system. When analyzed with Energy Lens, such interval data can bring a tremendous insight into a building's energy consumption. It's energy management made easy!
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The Wright Money Manager 2.0.1
Easiest way there is to balance a checkbook (or any other type of account)! But it is more than just a checkbook program! Manages all personal accounts in one place. Track all your Checking, Savings, Credit Cards, Loans, etc. at one time.

* Avoids balance errors.

* Speeds entry with auto-complete fields.

* Shortcuts for repetitive entries.

* Quickly and easily list all of your payments to a company or individual.

* Find your financial position at any time with just the click of a button.

* Track changes in financial position across time.

* Prevent problems with ID theft by always knowing what is happening with your accounts.

* Manage your tax records without any extra effort. Simply enter your checks normally and your tax report will be updated automatically.

* Both Detail and Summary tax reports.

* Dozens of different reports without having to program.

Know what is happening with your money!
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Shakespeare Plus 1.0
Shakespeare Plus combines two award winning programs into one low priced high value package. The Shakespeare Collection is already an amazing deal at $12.99. Now, for only 99 cents more you also get Life Organizer for a savings of $10 or 42% for both products. The Shakespeare Collection. features a large selection of note cards with quotes from Shakespeare that are formatted and ready to print. Life Organizer is a simple tool that enables individuals and families to organize their lives. Comes with 12 bonus posters featuring moving quotes from famous authors.
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Family Funds Tracker Pro 2.2
By knowing where your money is coming from and going to you can easily construct a budget from the information you provide. Track income, expenses and savings. Sort expenses by category and type. You may be surprised to find that you are wasting money needlessly. Average category spending by day, week, month and year. View colored graphs of activities. Print reports and graphs. Use predefined reports or create your own. Includes features such as closing out a year, recurring items, frequently used notes and can be password protected if desired. Search and sort data several ways. If you are serious about getting control of your finances this is a must have tool.
Related software: family, finance, bookkeeping, reporting, income, expense, tracking, financial, personal, finances, business, personal finances, …

AceMoney 3.8.3
AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Hungarian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting.

With AceMoney, you can manage multiple accounts of different types: checking, savings, credit cards, loans, debt accounts, etc. You can even create your own specialized account types, such as cash allowances for the kids!

AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values.

Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter.

Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting!
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AceMoney Lite 3.8.3
AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Hungarian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting.

With AceMoney, you can manage multiple accounts of different types: checking, savings, credit cards, loans, debt accounts, etc. You can even create your own specialized account types, such as cash allowances for the kids!

AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values.

Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter.

Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting!
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Cards Plus 1.0
Cards Plus combines two award winning programs into one low priced high value package. Cards Right Now lst Edition is already a bargain at $9.99. Now, for only 99 cents more you also get Life Organizer for a savings of $10 or 48% for both products. lst Edition is a collection of 210 all occasion greeting and note cards (birthday, holiday and more) with photographs and illustrations taken from nature. Cards are written and ready to print as needed. Life Organizer is a simple tool that enables individuals and families to organize their lives. Comes with 12 bonus posters featuring moving quotes from famous authors.
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SmartShopper 2.0
SmartShopper helps you make better-informed shopping decisions by recognizing what you're looking to buy, and providing alternative offers right alongside any product page on any shopping or travel website.

No matter where you are used to shopping online, tens of thousands of alternative e-commerce and travel vendors are scanned automatically to bring you the best price for the exact product you are looking for. In addition to price, you will get unbiased product info, user reviews and expert advice to help you make the right buying decision. SmartShopper offers comparative shopping that combines both the Travel and eCommerce categories, which is unique among desktop comparative shopping tools.

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Amateur Invest 2004D
Amateur Invest.- Invest like a Pro...Let no internet site know your private economy.- Keep your investments private!Manage all your personal finances in one program.Features include:- Portfolio/Investment Manager- Securities: stocks, bonds, mutual funds- Free current prices via the internet- Historic prices- Scrolling Stock Ticker- Investment Advisor- Technical Analysis- Stock/Company data- Full Bank section including budgetting- Graphs, reports and much more!Amateur Invest is a program, that is made to be easy to use.In it, you can enter bank accounts and transactions, for the purpose of tracking your bank statements and the interest rates the bank give you.You can also enter company data, prices/quotes and other information about companies, for the purpose of tracking historic data, and finding out which securities to invest in.Finally you can enter your own portfolio, for the purpose of tracking profit and loss.The program contains more than 100 companies and 3 yr. stock prices, from many countries from the start. You can add an unlimited number yourself.The prices / quotes needed for tracking the performance of securities, as well as the performance of your portfolio, can be downloaded automatically via the internet - almost realtime - and for FREE! - Stock quote ticker can be shown on screen.Also you get an investment advisor, and you can set up, and monitor many kinds of alarms. And do Technical analysis.All this you get with Amateur Invest. Plus you can view the above as well as much more information represented in charts & graphics on the screen and reports on the screen or on paper printout.Amateur Invest is not a complex or fancy program, that can do 1 thing in a 1000 ways - it is kept simple, so that you easily can get started and easily can keep track of your investments.Enhance your winning potential, with Amateur Invest!
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EyeShield 1.5
We all know that we should take breaks during prolonged periods of monitor use, but what is really happening when we overexert our eyes? Staring at your monitor can lead to a variety of ailments, including headaches, eyestrain, blurred vision, dry and irritated eyes, slow refocusing, neck and/or backache, sensitivity to light, double vision and color distortion - all common symptoms of a condition known as Computer Vision Syndrome (CVS). Maintaining the vision of your employees makes economic sense. Better vision results in increased work efficiency and happier, more comfortable employees. It is a win-win proposition for employers. Install EyeShield at your work stations.
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Visual Money 2.1
Designed for home users and small business owners, Visual Money allows you to control your finances and stay on top of your expenses. It proves that managing finances is as simple as a mouse click. Visual Money supports multiple virtual accounts that reflect real-world bank accounts, credit cards accounts, cash money and investments.
You can put your income and expenses into different categories such as dinning out, clothes or automobile. Categorization makes possible to find out where your money are going. A large list of predefined categories is provided, however you can create custom categories and subcategories. Visual Money offers a variety of visual reports helping you to see your financial situation at a glance.
Visual Money supports import & export data into QIF (Quicken Interchange Format) files. This feature can be useful if you used other budget organizing software before or took your transaction history from your bank.
Visual Money looks after your bill payment and notifies you in advance when the bill should be paid. Encryption and password protection makes impossible for unauthorized users to access your private information. Automatic back-up utility prevent from lost of your data.
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Simple Mortgage Calculator 1.01
Simple Mortgage Calculator instantly determines your monthly mortgage loan payments, total payment amount, total interest and prepayment savings given a fixed interest rate schedule. Monthly prepayment calculation or one time prepayment (down payment) options are also available.
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Bible Collection Plus 1.0
Bible Collection Plus combines two award winning programs into one low priced high value package. The Bible Collection is already an incredible deal at $12.99. Now, for only 99 cents more you also get Life Organizer for a savings of $10 or 42% for both products. The Bible Collection. features a large selection of greeting cards with quotes from the Bible. Cards are formatted and ready to print. Life Organizer is a simple tool that enables individuals and families to organize their lives. Comes with 12 bonus posters featuring moving quotes from famous authors.
Related software: greeting, cards, note, birthday, holiday, bible, christmas, free, scripture, quotes, valentine's, nature, illustrations, occasion, planner, calendar, anniversary., …

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