Best budget software for free download

Elearning management solution for your original training programs. Provides complete internet based training program management for administrator, student, instructor and consumer. Include course requirements, test certificates, payment system
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IntelliPenny is the easy way to manage your personal finances and budget for future expenses. IntelliPenny implements the Envelope Budgeting System allowing you to decide where your money will be spent and allocating funds accordingly.
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Easy to use income, expense and investment tracking. Easily create a budget with the figures you record. Find out what you spend by category daily, weekly, monthly and annually with the expense averages feature. Choice of six reports.
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Easyfinancial tracking for both business and or personal use. User configurable. Reporting, charts, statistical analysis, expense averaging. Keep notes on individual transactions. Frequently used notes templates. Recurring items feature.
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Always know exactly how much you have left to spend. Instantly know the impact of every spending decision. Automatically do all your home budget tracking. Effectively manage credit card spending. Create an easy to use household budgeting plan. Recover 10% a month from your income from hidden spending. Have multiple budget plans open (great for extended families). View income and expenses on the same screen. Built-in calculator. View your budget progress with a colorful graphchart. Graph your progress and print, save, report features. Detailed reporting of what you have budgeted against what you actually spent. No need to re-enter regular occurrences every month. Allows you to import your previous years budget. Adjust your budget as your circumstances change.
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AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Hungarian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting.

With AceMoney, you can manage multiple accounts of different types: checking, savings, credit cards, loans, debt accounts, etc. You can even create your own specialized account types, such as cash allowances for the kids!

AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values.

Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter.

Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting!
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You no longer have to constantly look at the calendar to plan your transactions; now you can plan them directly on the calendar!
Using Rylstim Budget, you can:
* Easily follow you current transactions and plan new ones.
* Control multiple accounts in different currencies simultaneously.
* Receive reports with charts in a format compatible with Microsoft Word.
* Create repeating transactions
* Quickly and easily receive information about the state of your accounts at any project day.
* Protect your data with a password.
You will have access not only to 150 different currency exchange rates but to 151 different exchange rates for each day, updated from the Internet.
You can add and edit accounts, categories for income and expenses, configure limits for categories and subcategories. Convenient search feature, ability to edit multiple transactions in a single action, customize the calendar appearance, print the calendar as is and many other.
And this doesn't require any knowledge of accounting.
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PiggyBob is an easy to use personal finances manager with powerful calendar capabilities. We all need some order in our lives. Especially in everything that is connected with money. PiggyBob might sound funny, but that cute little program will save you a lot of money. PiggyBob is not just some book, where you would write your income and expenses. PiggyBob is a powerful tool to analyze the whole situation, to see for yourself what money source is most important for you, or where exactly your money tube is leaking. With PiggyBob you can categorize your income and expenses according to your own needs. All the information you save in PiggyBob can later be displayed as different graphs to make the tendencies in your income and expenses more vivid. You can apply different filters to your data, e.g. you can choose to have a look only at your expenses, your income, or to get a broader view with the help of “Annual” function. You also have a choice of sorting your income and expenses by date, type or amount. PiggyBob’s calendar will help you to keep track of the events in your life and you can enter unlimited number of events for a given day. Besides, any event you enter can later be easily edited. Additionally, you can set up a repeated event for any number of days, weeks or months or until a chosen date. Useful “Alarm” function will never let you forget about an important meeting, friend’s birthday, etc. Here you can choose either the default sound or select which file should be played when the alarm is activated.Another advantage of PiggyBob is its bright and colorful interface, which is so easy in use that you will feel like you have always used PiggyBob right after your first entry. The advice is – try PiggyBob and see for yourself how fast and how easy order will enter your financial life and your life in general.
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Tired of living payday to payday? Can't get out of debt? Finances in a mess? Try a better way to manage your checkbook. Budget is based on the tried and true "Envelope" method of budgeting - a much easier way to see where your money is, where it's needed, and where it went. Budget is a personal finance application based on the proactive envelope model rather than the reactive register model used by other home financial programs. It helps you setup and live by your budget the way most people learned to budget. You define income sources and allocate portions to your envelopes. You write checks from each envelope when the bill is due. The main window shows at a glance if you are keeping to your budget. Budget doesn't force you to follow a budget, but it does show you exactly where you're spending your money.
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Personal Finances is an ultimate helper when your profits increase but no changes are seen in the standard of living. This problem is usually of paramount importance for graduating students with first working experience and nearly all families with limited home budgets. The smart tool will help you track all expenses and analyze the efficiency of using the family budget resources.

The features which make Personal Finances unique in its category are total simplicity and clearness. You can see at once from the summary view the way your money was spent, total sum and percentage structure for categories, balance on accounts, as well as overall balance. There is no need to scrutinize the reports in order to analyze your financial condition. The program is supplied with ability of logging regular transactions automatically. You may also install and run the application from the USB flash drive; consequently, your "personal accountant" will be portable and always at hand!

Personal Finances has a user-friendly multilingual interface, scheduler, password protection and a very useful ability of adding expenses in one click. It has an option of exporting data to txt or CSV files, as well as importing. The application has a multi-base support and allows you to create an unlimited number of data bases. Detailed information on all transactions is available for any time period.

Personal Finances excludes the mere possibility of transaction classification problems to occur. It has an unlimited number of sections, categories, subsections etc. Despite the number of currencies already supported the application allows users to add more currencies, stipulating the exchange rate. Personal Finances includes abilities of sorting by any field and grouping by transaction names. The program runs under Windows 95/98/ME/2000/XP/Vista and has multilingual User Interface (English, German, Dutch, Italian, Spanish, Danish, Russian, Swedish, Slovak, Hungarian, Portuguese and more).
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By knowing where your money is coming from and going to you can easily construct a budget from the information you provide. Track income, expenses and savings. Sort expenses by category and type. You may be surprised to find that you are wasting money needlessly. Average category spending by day, week, month and year. View colored graphs of activities. Print reports and graphs. Use predefined reports or create your own. Includes features such as closing out a year, recurring items, frequently used notes and can be password protected if desired. Search and sort data several ways. If you are serious about getting control of your finances this is a must have tool.
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A simple software for management your expenses and incomes. FEATURES: create your own planing budget, modify and add new categories (the software will adjust automatically), see the last entries, find easily a category, print a summary and graph of your expenses and incomes. DIRECTIONS: decompress in a folder and click twice on the file "Budget" choose to continue if a message appears.
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Stash is personal productivity software designed to help you understand how much you spend and where it's all going. Stash is not account driven but spending driven. Using a one-click-away web style interface, Stash tracks what you spend and has an Analysis section to help you understand where it's all going. The person who will use Stash can: Make a Budget with a detailed schedule that works out exactly when money is due to go out or come in, enter receipts that you have spent to keep track of where the money is going with My Cash Flow, analyse spending habits by comparing budgeted amounts to actual amounts, forecast using the My Cash Flow section and Analysis section in order to make planning for the future easier, go back into the past and track what you have spent with My Cash Flow, and use helpful tools for calculating Loan and Savings plans. Stash is designed to help you do one thing, understand where you money is going, where it has been and where it will go. The point of the software is help you make complex financial decisions based on a good sound understanding of where your money is going.
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BS/1 Professional is an integrated time billing and accounting system: Accounts Payable, Accounts Receivable, General Ledger, Inventory, Time Billing, and Sales Analysis.

Client projects/jobs are tracked by priority and due date. Project leaders may be assigned to jobs and the tasks which make up the jobs may be assigned to general employees.

Time is billed against the tasks which make up a job. The hourly rate charged is based on the task type or from an optional custom rate for the task. A stopwatch and time calculator are included.

Invoices and checks may be handwritten or computer printed. Taxes are very flexible to facilitate VAT, GST, PST, HST, etc.

Multi-currency features facilitate purchasing and billing internationally. Payables and receivables are tracked separately for each currency and the GL automatically converts revenues and expenses to domestic currency. Gain or loss due to exchange rate fluctuations is tracked.

User-defined financial statements can be created through a simple set-up process. GL account totals and inventory totals can be viewed on screen with drill-down to original source transactions.

An integrated dialer is linked to customers, invoices, etc.

Sample data is provided and there is an optional Getting Started wizard to assist with entering initial live data. The wizard sets up common GL accounts which can later be changed, deleted, or added to.

Delphi source code is available royalty-free for Paradox, DBISAM and Advantage databases. Program is free for Delphi and C++Builder programmers (if Delphi or C++Builder installed).
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AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Hungarian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting.

With AceMoney, you can manage multiple accounts of different types: checking, savings, credit cards, loans, debt accounts, etc. You can even create your own specialized account types, such as cash allowances for the kids!

AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values.

Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter.

Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting!
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Bogemic Docs is a useful tool that accelerates and simplifies the documentation process in a small business office with a minimal investment. The program is supplied with a well drafted set of document templates: purchase orders, billing statements, sales invoices, service invoices, budgets, expense reports and others. Bogemic Docs enables users to quickly accomplish their tasks, it will save both time and money. There is no need to create the documents from scratch, simply fill in the blanks! There is no need to install any heavy-weight office suits to work with forms and reports: enter the data and print!
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A personal organization program to help you track important data and information for your own records. Also, lets you set up a budget, track automobile information, keep a personal journal, enter and view family information to include individual and family photos. Even includes a calendar maker that lets you import data from the personal planner area of the program. Program will be useful to individuals and or families alike in tracking important data and information.
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Simple Home Budget is a personal budget manager for home users. The program lets you enter transactions of all kinds and analyze income and expenses for 12 months shown in the summary color-coded Overview chart. At a glance, you'll see what you have and will have coming in, going out, and most importantly, what's left over each month to spend or save. It'll help you pinpoint costs and areas of excessive expenditure and control your finances better.

Simple Home Budget opens to the main window with the sidebar and tabbed main area. The sidebar shows the calendar to select an active month of data, the form to add new transactions and totals of income, expenses and net income for a selected month, as well as expected totals for scheduled transactions. The tabbed area provides a quick access to transactions for a selected month or day, recurring transactions, summarized monthly view of income and expense by categories and graphic overview for a year. Thanks to the intuitive design, the majority of data entry and maintenance operations are less than two mouse clicks away!

Adding a new transaction is remarkably easy. Quickly add a new one-time or recurring transaction from the sidebar form or the 'New' dialog on the toolbar, specify the type of transaction: Expense, Income, or Refund. Then select the start date, the category, enter comments and finally set up the amount. That's it. Now the transaction record is displayed in the list of all transactions and in the Overview chart, showing your current financial position and progress for 12 months. You can edit, delete, search or print transactions easily.

Other important features let you switch between databases, back up and restore the database. The program has nothing that could annoy the user. There are no banners, no ads embedded in icons, no links to sponsors luring you into buying the products or services you do not need - nothing that has no practical value for managing your budget.
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AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Hungarian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting.

With AceMoney, you can manage multiple accounts of different types: checking, savings, credit cards, loans, debt accounts, etc. You can even create your own specialized account types, such as cash allowances for the kids!

AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values.

Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter.

Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting!
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Money Decoder is your financial organizer, teacher, guide, motivator, and calculator. Be minutes from complete financial organization, elimination of files, boxes, statements, policies and documents. Free 15-20 minute profile permanently places you "2-Clicks" from all your personal monetary information, definitions, summations, calculations, projections and estimations for; real estate, mortgages, debts, credit, investments, insurance, budget, etc.. Money Decoder saves time, motivates, simplifies,clarifies, increases your confidence and understanding and puts you in control of your money!Money Decoder enhances and simplifies almost everything you do financially. Plan options for each family member’s goals- education, weddings, life insurance, ... Simplify and itemize income & cash flow (primary careers, real estate cash flow, side jobs, etc.). Organize a simple and complete budget that can be maintained with minimal effort on an ongoing basis. Track mortgage amounts, rates & term changes, real estate values, equity & rental cash flow. Money Decoder auto-calculates pay-offs, blended rates, changedates, interest costs, monthly totals, and more… Forecast retirement, college, emergency needs, etc. Allocate and organize investment accounts and amounts. Purchase, finance, and lease automobiles more effectively. Choose insurance policies based on efficient deductibles and proper risk coverage's. Purchase life insurance based on the right type and right amounts.Money Decoder is the one class that should be taught in school and is the one gift that should be given at graduation! It works for all income levels and all ages. It requires little maintenance and is a tool that you keep for life!
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